Life Insurance Corporation of India conducts an all-India competitive exam for the recruitment of Assistant Administrative Officer (AAO) under categories of Generalist, Specialist and Assistant Engineers.

Given below are details regarding the exam such as syllabus, eligibility criteria, exam pattern, preparation and strategies etc. that provides not only an overview of the exam but also enables an aspirant to streamline his/her preparation.

Important Dates 

HOW TO APPLY: 

• Visit the official website of Life Insurance of India 
• Click on LIC AAO Apply online 2025 link in the Careers option 
• Click the New Registration Tab 
• Fill in the required details such as name, email ID, date of birth, mobile number etc. 
• Complete the registration process by clicking the submit button
• Login using the new registration number and password
• Upload the required scanned documents of photograph and signature 
• Fill in personal details, educational qualifications, professional details etc. 
• Now click the preview button and cross-check the complete application form
• Pay the application fee and submit the application form. Save the form for future references

Eligibility Criteria: 

The eligibility criteria for LIC AAO Exam are as follows: 

i) Nationality: All aspirants must be of Indian origin

ii) Age limit: Minimum age for applying is 21 years and maximum age is 30 years.

The minimum age relaxation provided for different social categories is provided in the following table: 

iii) Educational qualifications: Aspirants must hold a bachelor’s degree from a recognized Indian university. 

LIC AAO 2025 Exam Vacancies: 

How many vacancies have come out for LIC AAO 2025 exam? 

There is a total of 841 vacancies for LIC AAO 2025 Exam 

The following table represents the number of vacancies for the posts of AAO Generalists, Specialists and Assistant Engineers for each social category: 

LIC AAO 2025 Exam Selection procedure: 

What is the selection procedure for the LIC AAO 2025 Exam? 

LIC AAO Exam consists of the Preliminary stage, Mains stage and the interview stage. 

LIC AAO 2025 Exam consists of three stages which are as follows: 

i) Preliminary Stage: The exam in this stage tests the student’s ability in reasoning, quantitative aptitude and English language and grammar skills. Marks obtained in this stage will not be considered for the preparation of final merit list. This exam is only qualifying in nature. 

ii) Mains stage: The exam in this stage will test the student’s ability in reasoning, quantitative aptitude, Data analysis and interpretation, General Knowledge and Current Affairs. Descriptive test of English language and Communication skills will be held for those candidates who qualify the objective exam. Marks obtained here will not be considered for final ranking. 

iii) Interview: This is the final stage of the selection procedure in which a candidate will be tested on his personality skills, general awareness, problem solving abilities and analytical skills. Only those candidates who pass the Mains exam will be called for the interview. 

LIC AAO Exam Pattern: 

I) Preliminary Examination 

This exam comprises of objective-type questions. There are three sections. There is no negative marking.

Note: English language paper will be qualifying in nature only and will be not counted in the final ranking. 

II) MAINS EXAMINATION 

    The Mains paper will be of 300 marks and the descriptive test will be of 25 marks. There will be five sections and candidates will have to qualify for each section separately. The descriptive test will begin immediately after the objective test. There will not be any negative marks. 

iii) Interview: 

  Marks obtained by the candidate in the Mains exam will be evaluated for determining the eligibility for interview. The total marks in interview are 60. The minimum qualifying marks for Unreserved, EWS OBC category candidates are 30 while for SC/STs, it is 27. It is mandatory for students to get the minimum qualifying marks in order to be considered for further evaluation. 

 A student is basically tested on his personality skills, problem-solving and decision-making abilities, self-awareness and knowledge about finance and insurance. 

LIC AAO Exam Syllabus: 

LIC AAO 2025 Exam syllabus is provided below for all the major sections: 

Data Analysis and Interpretation and Insurance and Financial Awareness Syllabus:  

The syllabi of Data Analysis and Interpretation and Insurance and Financial Awareness for the Generalist post are as follows:

LIC AAO Salary Structure: 

The basic salary pay is 88,635 per month. The range of pay scale is Rs 88,635-4,385-1,50,025-4,750-1,69,025. The salary package includes perks and benefits like Housing Rent Facilities (HRA), Gratuity, Pension, City Compensatory Allowance (CCA) and other loan and medical benefits. The salary structure makes LIC AAO one of the most sought-after jobs in India. 

Tips and Strategies:

Following tips and strategies are important for preparation of LIC AAO exam: 

• Familiarize with the syllabus:  A thorough understanding of the syllabus enables an aspirant to effectively streamline his/her preparation. 
• Follow a strict study routine: Divide the preparation time into separate time slots that will be dedicated to the study of specific subjects and sections. It will enable an aspirant to streamline the preparation. 
• Practice Mock Tests and PYQs: It is very important to practice PYQs and mock tests, especially for quantitative aptitude and reasoning, which helps in familiarizing oneself with latest exam patterns and trends, thereby significantly boosting the preparation level. 
• Practice reading and Writing: Daily reading of newspapers and magazines will help you stay updated and informed about the current affairs. For the descriptive section of the paper, practice essay and letter writing and focus on clarity of expression and structural integrity. 
• Awareness about finance an insurance-related matters:  Stay updated about current economic policies, matters related to finance and insurance and the latest policy developments by LIC. 
• Cultivate positivity and self-confidence: Stay confident and optimistic during the preparation time. Avoid unnecessary distraction as it will allow you to remain focussed, composed and prepared for the exam day.

Best Study Materials:

Disha Publication offers the best reference materials for aspirants preparing for LIC AAO Exam 2025.  LIC AAO Preliminary Exam with 20 Practice sets and LIC AAO Preliminary Exam Guide 2020 with 3 online tests are in line with the latest LIC AAO exam syllabus, equipped with solution-based mock tests and topic-wise analysis of previous year questions will help you sail through the exam and bring you one step closer to achieving your dreams. 

  FAQs                                                                                           

Q1. Does LIC AAO have any sectional cut-offs in the Mains exam?

Ans. Yes, each section has a minimum qualifying mark that candidates must clear to be considered for the next stage.

Q2. Can final-year students apply for LIC AAO 2025?

Ans. Only if they can produce proof of graduation by the date specified in the official notification.

Q3. Is there any preference given to candidates with insurance-related certifications?

Ans. While not mandatory, certifications like IRDAI or NISM may strengthen your profile, especially for specialist roles.

Q4. How should I prepare for the Insurance Awareness section?

Ans. Focus on LIC policies, basic insurance concepts, IRDAI regulations, and recent developments in the financial sector.

Q5. Is there negative marking in LIC AAO 2025?

Ans. No, there is no negative marking in either Prelims or Mains.